Best Credit Cards + Travel Points of 2023

Looking to ramp up your travel perk points collection this year? I have some suggestions…

Shop some of my travel essentials / my LTK / my children’s travel book / Plannin hotel recommendations / Travel Aunties

I almost never purchase a flight, book a rental car, or anything else related to travel without using a points collection number where possible, and doubling down with using a credit card (that I play off quickly) in order to maximize my points and perks. Before I begin, I should mention that my friends at The Points Guy do a great job of this and have created a wonderful app to track all of your flight, hotel and car points programs, and I highly recommend it. For the purposes of this post however, I am talking about credit cards that give the most bang for your buck, if you are USA based.

  1. Chase Sapphire Preferred® Card - *This is my favorite for perks / points / insurance

    • $95 annual fee, Reward Rates 1x-5x Points, Good for: Flexibility + point transfers + big sign-up bonus

  2. Chase Sapphire Reserve®

    • $550 annual Fee, Rewards Rate 1x-10x Points, Good for: Bonus travel rewards + high-end perks

  3. Chase Freedom Unlimited®

    • $0 annual fee, Rewards Rate 1.5%-6.5% cash back

  4. Capital One Venture Rewards Credit Card

    • $95 annual fee, Rewards Rate 2x-5x Miles, Good for: Flat-rate travel rewards

  5. Capital One Venture X Rewards Credit Card

    • $395 annual fee, Rewards Rate 2x-10x Miles, Good for: Travel portal benefits

  6. The Platinum Card® from American Express

    • $695 annual fee, Rewards Rates 1x-5x Points, Good for: Luxury Travel Perks

  7. American Express® Gold Card

    • $250 annual fee, Rewards Rate 1x-4x Points, Good for: Big rewards on everyday spending

  8. Delta SkyMiles® Gold American Express Card

    • $0 intro for the first year, then $99 annual fee, Rewards Rate 1x-2x Miles, Good for: Airline credit card

*And don’t forget to shop some of my travel favorites before you go!

Let’s stay connected: My WebsiteNewsletter, Shop, Linkedin, Youtube, InstagramTwitter

*I may receive a commission from these affiliate links, at no cost to you, if you make a purchase through a link.